Loans

Find relevant loans

Answer a few questions about your business and our e-Adviser for Government Assistance will recommend loans you can apply for.

If you’re looking for government assistance schemes announced at Budget 2023, head to our Budget 2023 page.

Go to e-Adviser for Government Assistance

For all sectors

• Help My Business through COVID-19

  Enhanced Enterprise Financing Scheme - SME Working Capital Loan
  Receive greater financing support to bridge your working capital gaps. Maximum supported loan of $1m, with 90% Government risk-share.

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  Enhanced Enterprise Financing Scheme - Trade Loan
  Get better access to trade financing amidst the current environment of slower business activities and longer payment cycles. Maximum supported loan of $10m, with 90% Government risk-share.

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• Improve My Financial Management

  **Enhanced Enterprise Financing Scheme - Trade Loan **
  Extension of enhanced support for trade financing needs from 1 April 2022 to 30 September 2022, to ease enterprises’ access to credit to mitigate short-term cashflow pressures.

  Enhanced support for enterprises trading in challenged markets to encourage internationalisation.

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  Enterprise Financing Scheme (EFS)
  The EFS helps Singapore enterprises to access financing more readily. EnterpriseSG will share the loan default risk in the event of enterprise insolvency with the Participating Financial Institutions.

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For specific sectors

• Building and Construction

  **Enhanced Enterprise Financing Scheme - Merger & Acquisitions **
  Supports enterprises’ M&A financing needs, including for domestic M&A deals from 1 April 2022 to 31 March 2026, to encourage restructuring and consolidation post-COVID.

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  **Enhanced Enterprise Financing Scheme - Project Loan **
  Extension of support for domestic projects for construction sector from 1 April 2022 to 31 March 2023.

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